Businesses gain a credit report just like individuals do. It has been said that only about 10% of all entrepreneurs truly understand how business credit is run and how to take advantage of it. As with personal credit, every business transaction is recorded as sent to businesses responsible to issuing loans. When one business transfers credit to another business, that is called trade credit. Trade credit is one on the main ways to issue a loan in the corporate world. Business credit bureaus gather information on businesses and generate a business credit report. Some of the main business credit bureaus include Dun & Bradstreet, Equifax Business, Experian Business and Business Credit USA. It is important to establish a credit report and to register with a business credit bureau.